Nidhi Company

Register your Nidhi Company @ Rs.20000 (Professional Fee)

  • Free Consultancy
  • Name Search
  • Name Reservation
  • DSC for 7 Shareholders
  • DIN for 3 Directors
  • Drafting of MOA and AOA
  • Certification of Incorporation
  • PAN and TAN of the company
  • Employee State Insurance Code(ESIC)
  • Share Certificate
  • Printed Copy of MOA and AOA
  • TIME: 4 – 12 Days
  • Time: 100% Online Process



    Nidhi Company is a type of Non-Banking Financial Company (NBFC). It is formed to borrow and lend money to its members. It inculcates the habit of saving among its members and works on the principle of mutual benefit. These companies typically operate in the southern part of the country.

    Following provisions are applicable to Nidhi Companies.

    As they are incorporated into the nature of Public Company so rules and regulations of Companies Act, 2013 are applicable.

    RBI provisions related to Interest rate payable on deposit are applicable to Nidhi Companies. But the core provisions of RBI are not applicable to Nidhi Companies as RBI has exempted the Nidhi Companies from the same.

    Nidhi Rules, 2014.


    No Outside Inclusion

    These exceptionally restricted single office foundations having no outside inclusion, offer advances to and acknowledge deposits from members at charming rates, and with least documentation and conventions.

    Low Capital Requirement

    The minimum requirement of capital for registration is one of the vital advantages of Nidhi Company. As per Nidhi rules 2014, the minimum capital required for registering a Nidhi Company is Rs 5 Lakh only where you have the opportunity to invest the capital within the two months after the registration.

    Limited Credit Availability

    As the funds raised are limited the availability of the credit will also be limited as compared to the other finance companies.

    RBI Vigilance

    Though the Nidhi Companies are free from the strict compliance of the RBI regulations, their deposit acceptance operations are governed by the RBI


    STEP 1

    Receive and review documents from client


    STEP 5

    Submission of documents to the concerned Registrar of Companies

    STEP 2

    Name selection and name reservation for Proposed Company

    STEP 6

    Certificate of Incorporation, PAN TAN and ESIC

    STEP 3

    Apply for digital signature for all Directors and Shareholders


    STEP 7

    Printing of MOA, AOA and Share Certificate

    STEP 4

    Drafting Main Objects of proposed Company in discussion with client and other documents for signing

    STEP 8

    File commencement of business within 180 days of incorporation


    Individual Identity Proof

    Any one of Adhaar Card/Voter Card/Passport/Driving Licence and
    PAN Card(Compulsory of Resident Indian), required for all Directors and Promoters

    Individual Address Proof

    Any one of the Latest Utility Bill Eg. Electricity Bill/Bank Statement/Mobile Bill/Telephone Bill (Bank Statement address page along with latest entry page or Utility Bill not older than 45 days)

    Registered Office Proof

    Any one Latest Utility Bill Eg Electricity Bill/Gas Bill/Mobile Bill/Telephone Bill ( Utility Bill should not be older than 45 days)

    Passport Size photographs

    Latest Passport Size Photograph for all Shareholders and Directors




    Nidhi Company Registration with 3 Directors


    (Excluding Govt Fees and GST)


    20,000.00Add to cart



    Nidhi Company Registration with 3 Directors + GST Registration

    (Excluding Govt Fees and GST)


    22,000.00Add to cart



    Nidhi Company Registration with 3 Directors + GST Registration + MSME Registration

    (Excluding Govt Fees and GST)

    23,000.00Add to cart


    1. Are the Deposits with Nidhi Company safe and secured?

    Yes, the Deposits with such companies are safe and secure because the Ministry of Corporate Affairs and Reserve Bank of India has framed rules and regulations to ensure the safety and security of Deposits. The Nidhi Company compulsorily abide by the rules of Central Government.

    2. How the Nidhi Company utilizes the Funds procured by it?

    The Nidhi Company uses the funds in lending to shareholders as per Nidhi Rules. It lends such money in the form of small loan for business and finance.

    3. Who can become the shareholder/member of Nidhi Company?

    Any person who is above 18 years of age as per the standard age proof can become a member of the Nidhi Companies. The person desirous of becoming a member should have valid ID Proof and Address Proof.

    4. Can a Minor be a Member of Nidhi Company?

    A minor shall not be admitted as a member in a Nidhi company, But deposits may be accepted in the name of minor , if they are made by natural or legal guardian who is a member of the respective Nidhi.

    5. Whether Nidhi Company can issue Preference Share?

    Nidhi shall not issue preference shares.

    6. What is requirement of minimum number of Members in Nidhi Company?

    Every Nidhi shall, within a period of one year from the commencement of these rules, ensure that it has not less than two hundred members.

    7. Whether a person can be director of NIDHI Company without holding any share capital?

    The Director shall be a member of Nidhi. Therefore, it is mandatory for director of Nidhi Company to hold shares.

    8. What shall be maximum tenure of director in Nidhi Company?

    The Director of a Nidhi shall hold office for a term up to ten consecutive years on the Board of Nidhi. The Director shall be eligible for re-appointment only after the expiration of two years of ceasing to be a Director.